OWN-SOURCE CLIMATE FUND (OSCF)

The Own-Source Climate Fund (OSCF) is the resultant LaaS (Loyalty-as-a-Service) monthly user loyalties, estimated at $5 per user, which is collectively invested in the user's own university or village as follows:
 

• Hospital-Insurance: 16.6%
• Climate-Action: 35.4%
• Social-Action: 8%
• Loyalty-as-a-Service (LaaS): 20%
• Business Development Services (BDS): 20%

A. Hospital-Insurance (16.6%)

 
Investment in local healthcare systems includes:

1. Telemedicine
2. Equipment
3. Supplies
4. Health Management Information Systems (HMIS)
5. Emergency Services
6. Specialists
7. Satellite Clinics

B. Climate-Action (35.4%)

 
Supports 12 key eco/agro value chains, abbreviated as CHEWEWAFPAMD:
 

1. Carbon
2. Horticulture
3. Energy
4. Water
5. Extension-Service
6. Waste
7. Apiculture
8. Food-Crops
9. Poultry
10. Aquaculture
11. Meat
12. Dairy

C. Social-Action (8%)

 
Investment in community-owned investment cooperatives includes:
 

1. Trust
2. Housing
3. Investment
4. Smart Stock
5. Insurance
6. Skills Development
7. IT (THIS IS I)

D. Loyalty-as-a-Service (LaaS) (20%)

 
Building digital and financial inclusion infrastructure through:
 

1. Register
2. Point-of-Sale (POS) Systems
3. LoyaltyRoll (Loyalty Ledger)
4. Invest-Now-Pay-Loyalty (INPL) Advances
5. Wallet-as-a-Service

E. Business Development Services (BDS) (20%)

 
Empowering enterprise ecosystems by funding:

1. Loan Interest Support
2. Operations
3. Utilities
4. Digital Assets
5. Data Science
6. Curricula
7. Tax Advisory